Frequently Asked Questions


Q: When will the payments be due?
A: Your due date is based on your pay schedule.

Q: How much can I borrow?
A: Up to $1,200.00 between our two locations. * (Contingent upon income level and various underwriting criteria.)

Q: When will I receive my Loan?
A: Immediately upon approval

Q: What is a Cash Advance?
A: It is short term loan for a small amount that is desgined to meet a unique financial need.

Q: How and when will I know, my loan has been approved?
A: Processing your completed application at an G&S Cash Advance location will only take a few minutes. Once processing is complete and you are approved, we’ll review the fees and terms for your Payday Loan, and you’ll receive the money you need during that visit.

Q: What do I need to get a Cash Advance?
A: To qualify for a loan, you must provide personal identification, social security card, proof of income, proof of residency, a bank statement and a personal check. No personal property is required to get a Cash Advance.

Q: What is a process for getting a Cash Advance?
A: The application process at G&S Cash Advance is efficient and simple and should only take 10-15 minutes. Below is a summary of our quick process:

  • Fill out quick application in store
  • Finalize loan documents
  • Write personal check for loan amount plus fee
  • Get money on-the-spot
  • Return to repay loan on due date

Q: Can I pay off my loan early (before due date)?
A: Yes. Please contact the location in which your loan originated to pay your loan off early.